The Ocean Opal Home sits right on Utila's reef system, at the entrance to Dolphin Run. Out front, you don't need a boat you literally walk down the steps and snorkel one of the best reefs on the island. That's what makes this house so special. It's a two-bedroom, two-bathroom oceanfront home with a wide seaside deck that runs the length of the house. Both bedrooms and the living room open straight out to the deck, so every space faces the sea. From here, you see divers in the water, boats going out every morning, and the Pico Bonito mountains rising on the mainland. And when you're ready for dinner or a night out, The Point restaurant is right next door, and town is only a few minutes away by golf cart or on foot.

Supplements: Inside, the layout is open and bright. The kitchen has granite countertops, a big island, and plenty of storage with custom Honduran pine cabinets. The principal bedroom has its own ensuite with dual sinks, a walk-in shower, and built-in closets. The guest room connects with a shared bath that also opens into the living area, so it works well for family or guests. The ground floor features high ceilings and was designed so you can add more bedrooms or even a separate apartment if you want more space or rental income. A garage below gives you parking for a golf cart or scooter, and extra storage. Utila is known for its friendly community, laid-back lifestyle, and world-class diving. The Ocean Opal Home puts you in the middle of it all, the reef at your doorstep, the restaurants and dive shops close by, and a home that works equally well as a full-time residence or a vacation rental. The Ocean Opal Home is more than an address, it's your front-row seat to Utila's reef and the Caribbean way of life. Whether you're looking for a smart vacation rental, a forever home by the sea, or simply a place where you can step off your deck and into the water every day, this property delivers it. Oceanfront homes in this budget category are rare, and this one is ready for you.